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February 2nd, 2006 
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Medical school is an exciting and challenging process, but often the most challenging part is the one least related to your medical school training – managing your financial debt. Managing financial debt from medical school can be much more challenging than managing debt from other graduate programs, as the medical school training is followed by an internship and residency, meaning that many more years before you are in a financial position to pay down that loan. There are many ways to manage that financial debt however and here are some avenues to consider.
Relationships
The first thing you might want to consider is trying to develop a relationship with your lender right away, when you are taking out your loans. Get to know some of the representatives of the lending agency, and let them know what your plans and expectations are. If you run into trouble down the line, this may ease the process of working with your lender to arrive at a satisfactory resolution. Furthermore, if you anticipate a problem, contact your lender right away. Your lender is motivated to helping you pay your medical school loans. Putting a loan into collections is not good for anybody except the collection agency. The sooner you approach your lender with any problems, the easier it will be for them to structure a plan you can live with.
Paperwork
There are a number of financial need and extenuating circumstances deferments you can take to put off or reduce the payments on your loans. However you must make sure you have done all the paperwork properly so your lender is able to understand why you need these deferments and what your plan is once the deferments are over. Again the key is communication. If the lender knows you have a plan for repayment, they will be much more willing to accommodate you.
Resources
There are a number of in person, online or telephone resources you can and should take advantage of to manage your debt. Your school’s financial aid office will undoubtedly be able to offer some useful advice. There is debt management information on the Association of American Medical Colleges website. SallieMae, who you will very likely be dealing with on at least some of your student loans, also has tips and tools for financial planning and debt management on their website.
Medical school debt can be quite intimidating. As the loan bills mount, it may seem that they are impossible to manage. They are not. If you maintain composure when examining your financial situation, keep careful records, have a manageable plan for repayment of debt, and make sure you use all of the resources available to you, financial issues will be a short lived stumbling block on your way to a successful medical career.
Watch the video related to medical schools
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Help answer the question about medical schools
What are some specialized schools to become an anesthesiologist after medical school?I am looking into becoming an anesthesiologist but i do not know of any specialized schools of anesthesia after medical school. Could you please tell me of some in the US?
About Author
Take a look at more industry related articles by Elizabeth Saas at CareersandEducation.com. Elizabeth Saas is a frequent contributor with articles pertaining to Distance Learning and Career Advice.
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hahaha so my favorite part was at 0:57 where you see the guys playing frisbee and one is hopping around all happy…then it cuts to your face and you look sooooo saaaaaadddd haha
how many caribbeans are there?
Fun is the disease, and we… are the cure. Brilliant! Can’t wait to get into medical school. I will fight and won’t stop until I am satisfied.
Considering where you at Johns Hopkins pre med and medical school is top in the country. With the lowering of standards in all medical programs due to a trough in medical school applicants, a solid science pre med program at any solid University would work with a good GPA, core courses, and of course an excellent MCAT score. Throw some good activities, and organizational memeberships and you should be alright.
I've posted the web page that lists all of the US med schools that offered the Combined Degree program for a BS/MD. There are other schools that offer the Combined Degree program if you intend to pursue a PhD/MD.
The main web site is the Association of American Medical Colleges (www.aamc.org). The site has a tremendous amount of information for the potential med student.
i am in university of west indies trinidad final yr med school on a break.. i totaally enjoyed that movie clip..
The majority of schools still send you a letter advising you to call to schedule your interview. Some may have begun using email, though.
This not the place to ask these questions!!! but you better find out !!!
no buddy! I did it…. Just get your G.E. courses out of the way and then transfer 2 a University. U can declare your major at a 2year college and then go on 2 the college that best fits you. If your Pre-med like I was then tell the counselor that you want to be and he or she will give u the courses you need 2 take and tell u the GPA u must have 2 transfer and how many unit course hrs u need 2 transfer 2 a university. I did it and Im in the army and got a wife and 2 year old. You’ll be fine.
Somehow this relieves my doubts about going to medical school.
Thanks.
hahah.
Johns Hopkins is probably the best
go to a nice, smallish school for undergraduate degree in biology (pre med) and start working towards all the things you need to do for graduate school when you are a sophomore.
medical schools view those degrees as totally acceptable, as long as you have the required pre-requisites. You'll have to have biology, chemistry, organic, physics, etc. These are absolutely required, so you'll have to do a post-bac if you don't have them after your interdisciplinary degree. If you have them and have a good MCAT score, they are considered just as good. There are plenty of people in my school who have philosophy, religion, even dance degrees. So as long as you have the required classes (plus you will want to have some research experience, etc to show you are interested in medicine) then you will be in fine shape.
wow that was cool
Med schools care about all of your classes, not just the premed prereqs.
When you apply to med school (via AMCAS run by the AAMC) two GPAs are calculated and given to med schools: your science GPA and your overall GPA. Med schools definitely consider both GPAs when considering applicants–usually when you hear GPA requirements or averages being tossed around it's the cumulative GPA. Not only does this GPA include all of the classes you take in college (be they a science, a prereq, an elective, or a gen ed) but they include any college-level course you've ever taken….so if you took any college classes when you were a high school student, those count too.
All that said, one or two Bs isn't the end of the world…but a pattern of them (and more than one or two) will be a big deal because it plummets your GPA (and in the med school admissions game, a 3.4 starts to be considered low).
If that doesn't make sense to you, just think–not only are schools looking to see if you have the background and ability to handle the science in med school but they're looking to see if you have the ability to handle the volume, time-intensity, and demands of med school…if you can only do well in 1-2 courses at the expense of your other courses, it's not a good sign.
Hey this is in San Antonio, i am from there, but doing medical school in the caribbeans, haha awesome video.
G'day,
Unfortunately you did not mention the area of study that you intend to do for your graduate course. To find out the course that you are taking and where it is offered, I suggest you to go to IDP Education Australia website (www.idp.edu.au). IDP is an organisation that gives information to international students who wants to continue their study in Australia. The information abt tuition fee and requirement will be available from the universities' website. Once decided on the uni, fill in the application form and send it together with certified copy of your academic qualification. The process will take abt 2-3weeks, depending on the time of the year.
Hope this helps. Good luck for your study and welcome to Australia
There aren't any "schools". What you are looking for are RESIDENCY positions. Most major hospitals have at least a few spots for anesthesia, but I am afraid that I do not know of a complete list. This will be supplied to you via residency application services, as well as your medical school.